Stop chasing payments.
Start collecting automatically.
ARCredit sends AI-powered WhatsApp reminders to your customers — detecting intent, handling extension requests, and auto-replying — so you can focus on your business.
- No credit card required
- Setup in under 5 minutes
- Cancel anytime
Sharma Electricals
Business Account ✓
Sharma Electricals
Hi Priya! 👋 Friendly reminder: Invoice #1042 of ₹12,500 is due on 15 Dec.
Pay via: bit.ly/sharma-pay
10:30 AM ✓✓
I need 3 more days please 🙏
10:45 AM ✓
Sharma Electricals
✅ Extension request received! We'll review and confirm within 24 hrs. You'll get a WhatsApp update.
10:45 AM ✓✓
Everything You Need
Collections on autopilot
From automated reminders to AI-powered intent detection — ARCredit handles the full collections workflow so you never have to chase a payment again.
Automated Reminder Engine
Schedule reminders at T-3, T-0, T+1, T+3, and T+7 days around due dates. Your customers get timely nudges — you get paid faster.
AI Intent Detection
When customers reply, our AI classifies intent — extension request, payment link query, general question — and responds automatically.
Smart Extension Handling
Auto-approve or manually review extension requests. Set extension limits based on amount, history, and customer behavior.
Easy Data Import
Bring your customers in via CSV, JSON, or direct Tally integration. Get started in minutes, not days.
Real-time Delivery Tracking
See sent, delivered, read, and failed status for every reminder. Retry failed sends automatically with built-in retry logic.
Native Tally TDL Integration
Install a lightweight TDL script directly inside Tally and your customer data syncs to ARCredit automatically.
Simple Setup
Up and running in 5 minutes
No complex integrations, no developer required. Three steps and you're collecting automatically.
Connect your WhatsApp Business account
Use our guided Embedded Signup flow to connect your WhatsApp Business number in under 2 minutes. No technical skills required.
Import your customers & invoices
Upload a CSV, paste JSON, or sync directly from Tally. ARCredit maps your data automatically and you're ready to go.
Watch your collections improve
Reminders go out on your configured schedule. AI handles replies. You get notified only for things that need your attention.
10,000+
Reminders sent monthly
95%
Message delivery rate
3×
Faster collections
500+
Businesses onboarded
Trusted by businesses across India
“Before ARCredit, I was manually calling 80+ customers every month. Now reminders go out automatically and I only step in when someone asks for an extension. Collections improved by 40%.”
Ravi Sharma
Owner, Sharma Electricals, Jaipur
“The Tally integration saved us hours of data entry. Our customers actually appreciate the polite WhatsApp reminders — it doesn't feel aggressive like phone calls did.”
Meena Patel
Finance Manager, Patel Trading Co., Surat
“The AI auto-reply is a game changer. When a customer asks for their payment link, it sends it immediately — even at midnight. No delays, no missed follow-ups.”
Arjun Nair
Director, Nair Distributors, Kochi
Transparent Pricing
Start free, scale as you grow
No hidden fees. Cancel anytime. Designed for Indian SMBs.
For growing businesses that need more customers and smarter automation.
- Up to 500 active customers
- 2,000 WhatsApp reminders/month
- Custom reminder cadence
- AI intent detection (extension, payment link, queries)
- Auto-reply for common requests
- CSV, JSON & Tally import
- Extension request management
- Multi-language messages (EN, HI, TA, BN)
- Priority email support
For established businesses with large customer bases and high volumes.
- Unlimited active customers
- Unlimited reminders
- Everything in Growth
- Advanced extension logic
- Payment history-based extension limits
- Churn risk scoring
- Dedicated WhatsApp number
- Custom WA message templates
- Webhook & API access
- Dedicated account manager
- SLA-backed support